If you have been injured in a car accident, as the result of a slip-and-fall, or through some other negligent act of another person, you are likely dealing with issues that are new to you—and you likely have questions about the process. We are here to help answer those questions and to inform you of your rights under Iowa law. We offer free initial consultations, so the only thing you have to lose is a small amount of your time. Below we provide a brief explanation of some of the key issues that can arise if you have suffered a personal injury that is the fault of another person or a corporation.
First, you should know that you are now dealing with an insurance company—usually the other party’s insurance company. The insurance company’s number-one objective is to settle your claim for as little as possible—this is how the insurance industry makes profits year in and year out. You should also know that the insurance company wants to settle your claim as quickly as possible, before you have time to realize the full extent of your injuries and the lasting harm you may suffer. The insurance company will likely discourage you from speaking with an attorney, and instead suggest that you can resolve the claim faster on your own while also avoiding paying an attorney. What the insurance company won’t tell you is the full extent of your rights under Iowa law and that Iowa law provides compensation for a variety of damages that the insurance company will not voluntarily pay.
Second, you should know that your medical care is a very important part of the process if you have been injured as a result of another person’s negligence. It is important that you follow through on doctors’ recommendations so you can make the fullest recovery possible. Also, if you do not follow through on your doctors’ recommendations the insurance company will likely claim that you failed to mitigate your damages. Medical issues are best dealt with on a case-by-case basis, so do not hesitate to call if you have questions regarding this issue.
Third, you should know that your own insurance coverage—both medical and automobile—could be involved in your accident, particularly if the other party does not have adequate insurance coverage for your damages. We can help investigate all possible sources of recovery if you have been injured in a car wreck or other personal injury.
In summary, if you have been injured in a motor vehicle collision or some other personal injury, we can help answer the many questions you may have about the process. We are happy to speak with you regarding your potential claim, and offer a free initial consultation on all car wreck or personal injury matters. Please feel free to contact us to schedule a time to discuss your matter, at no cost to you.